Electronic payment systems

Russian version
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  • E-gold - the payment system which is carrying out payments, provided by gold, etc. the precious metals placed in bank storehouses in Canada. It is used all over the world. E-gold allows to send easily means for a plastic card and get them in a cash dispense in any country. It is simple in use. Access to an account is carried out through the password + animated code. In addition access is protected by check of the ip-address and-or the control over change of a browser optionally. At the included mode of check in case change is fixed, on e-mail the client the notice and a pin-code without which malefactors will not get access to a purse is sent. For registration of an account e-gold it is necessary, that in a browser display of figures has been included and animations is it is required at input animated code. The password should contain simultaneously figures and letters (latin). If to use only figures, the system will ask to think up more complex(difficult) password, and it will be necessary to fill the form of registration repeatedly. If at you the ip-address - dynamic the system e-gold will check on a regular basis, whether you it, sending on yours e-mail a pin-code. In this case it is more convenient to use protection by means of the control of change of a browser, and check of the ip-address to disconnect(switch-off). To register account E-gold
  • Moneybookers is the world payment system operating currencies practically of any countries. The choice of language is made automatically, according to language of that country where there is a user. In comparison with other world payment systems, Moneybookers demands the minimal efforts and expenses of time for registration and learning. There is a convenient conclusion of means from Moneybookers on a plastic card.
  • PayPal International payment system PayPal is one of the most popular in the world. It is used at calculations on auction eBay.
  • Rupay - the payment system used in Russia and Ukraine. Payment unit Rupay is equal to 1 US dollar. There is a set of ways of input-output of means, including in/from electronic payment systems, not losing percents on exchangers. Electronic payments between accounts of users are carried out FREE OF CHARGE. If you have created the Internet-shop, system Rupay will allow to organize reception of payments on your site more, than 20-th ways.
  • WebMoney.Ru - the payment system used in Russia and some CIS countries, operates with title signs WMZ (dollars), WMR (roubles), WME (euro), WMU (grivnas), etc. From the remitter the commission - 0,8 % is kept. The conclusion of means to the bank account also is accompanied by the commission of 0,8 % and made out as sale of securities.
  • Yandex. Money (Yandex-money) - ecash from the largest portal of a Runet - a Yandex. The Yandex-roubles operates. C the addressee of transfer 0,5 % are removed. A conclusion of means from system - 3 % + 10 roubles;.

    Other payment systems:

  • Google Checkout
  • IntGold
  • e-bullion
  • MoneyMail
  • Stormpay
  • i-money
  • Emocard
  • Rapida
  • Pecunix
  • e-port
  • EasyPay
  • PayCash
  • The Internet. Money
  • LibertyReserve
  • Fethard
  • CapitalCollect
  • Money@Mail.ru
  • cyberplat.ru
  • telepat.ru
  • Privat24


  • Internet currency exchange (WMZ, WMR, E-Gold, etc.)

    ROBOXchange
    Choose Internet money for exchange, please
    You will give
    You will take

    About safety.

    At work with payment systems on the Internet it is necessary to provide reliable safety of means. An obligatory condition - anti-virus protection. Your computer should be pure from viruses. If you do not have antivirus, put, for example Kaspersky's Antivirus or DrWEB.

    Passwords of payment systems should be a combination of letters of the latin alphabet and figures. For safety it is impossible to use in the password only letters or figures.


    How to protect the password from programs of keyboard spies?

    Some payment systems are protected only by passwords, for example, a Yandex-money with a variant of the purse using a web-interface. It is very unreliable way of protection. In this case crack your purse any user who is having access to your computer and not being even not by the professional hacker can. Enough that on a computer one widespread program will be installed, one of which functions is conducting a diary - storing of all words entered from the keyboard. (you, have possibly learned(have possibly found out) this program, but we shall not name it here to not promote breaking of passwords). Also the keyboard spy can be sent on yours computer in the form of a virus. Therefore, there is a sense at using payment systems, to enter the password not how usually - consistently all symbols of the password, and, for example, to miss some symbols, and then by means of a mousy to rearrange the cursor in the necessary position and to enter missed.

    Troyans, substituting number of a purse of the addressee.

    In October, 2006 there was virus, substituting number of a purse of the addressee in case it is entered by a method to copy-paste through the buffer of an exchange. It is nesessary always check, what number of a purse was inserted, when send transfer.

    You should have reliable e-mail which cannot be lost.

    Many payment systems use additional protection of a purse by means of sending on e-mail the user of a pin-code on an input(entrance). WebMoney also sends the warning of expiry of the term of action of the certificate. The system a Yandex-money at work through a web-interface as uses a post login and the password for an entrance in an account. Therefore, it is necessary will take care of reliable protection of a mail box and its stable work. The password should be confidential, a combination of letters and figures. If there is a mechanism of restoration of the forgotten password through a control question the question needs to be thought up, non-standard, the answer on which anybody, except for you, even cannot assume. Such control questions, as a name of the grandmother, a favourite dish, a nickname of a dog, number of the passport do not suit.

    Use ICQ.

    At registration of number ICQ it is required to specify yours e-mail. (Primary e-mail). This e-mail should be reliably protected and it(he) cannot be lost. It is required in case of restoration of forgotten password ICQ or in case if yours ICQ will crack. As shows an expert, ICQ crack at very many users, and not only at teapots, but also at the most skilled. It is impossible to press the links received from strangers. So it is possible to pick up a virus. And even references in messages from friends to press dangerously since them ICQ-password could crack. ICQ on a Rambler can crack by breaking mail.

    Than breaking ICQ threatens?

  • Loss of business contacts and information.
  • From your number ICQ viruses start to extend.
  • Under the list of contacts from your name requests are delivered to lend a Yandex-money, WebMoney, E-Gold. And, so naturally, that people have a desire to help you. And then your deceived friends will ask, when you will give the money taken on loan?

    The people who are actively doing business on the Internet with use of ecash, specified number ICQ on the working site are especially subject to risk of similar swindle. Malefactors assume, that in their list of contacts it is a lot of users of payment systems.

    Other variant of swindle - the request to change the Internet-currency. If any your friend through ICQ will ask you to change Inrernet currrency for a Yandex-money or E-gold most likely, at your friend have cracked ICQ and try to throw you.

    For an exchange the Internet-currencies always it is possible to take advantage of exchangers, or to exchange the Internet-currency through system Rupay


    Letters on behalf of a support service of system a Yandex-money.

    Somehow time I have received the letter:
    Field from: support@yandex.ru
    Theme: Service supports
    " Hello.
    On your post address and other addresses mass dispatch of letters from other providers has been registered. More than 1000 letters have been filtered to ours a spam by the filter.

    In connection with malfunctions a spam of protection, we ask you to install a patch for that what your letters weren't filtered as a spam
    http: // soft *****.by.ru/patch.exe
    ---------------------------------------------
    Yours faithfully Yandex.ru "

    The file has been sent on research in Kaspersky's Laboratory. It has appeared new troyan, cracking passwords. For that moment it was unknown for anti-virus programs.



    One more danger.
    Malefactors write the complaint to you to system a Yandex-money for ostensibly roguish operations. Your account will be temporary blocked till finding-out. Malefactors write you the letter: " your account is blocked. For deblocking send your passport, etc. (all is listed necessary for deblocking and receptions of the new password) ". Also is underlined address, (p.o.) where to send, not conterminous with the true address of system a Yandex-money.

    At work with payment systems in case you have received the letter with the request to pass under the link to a site of payment system and to be authorized, pay attention to the address of a site to which to you suggest to pass. The site can appear counterfeit, with the address similar to the true address of a site of payment system. This method is used by burglars for reception of your password.

    In the near future the material about other risks will be prepared